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Original: 4/4/2008 5:33 AM
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Friday, April 04, 2008

Insuring Your Engagement Rings

 

There are many ways that you can use to guarantee your diamond rings. Even if not lifetime warranty, you can extend your warranty period by all means that you might choose to! You only need to be hooked to an authentic and good diamond dealer.

Many dealers these days offer you a lifetime warranty. You might want to have a warranty for limited period as well. But later of course you have the option to extend it! There are many aspects that a warranty covers and does not cover. An engagement ring in fact, should always be bought with a warranty. If you wish to have it going further, extend the warranty. There can be no worse situation or no saddening one either, to have your engagement ring lost. Or even if any minor damage occurs to it, your dealer should be able to work upon it without asking for a huge sum of money. But then you will have to see that your warranty covers what you are looking for, in case of injuries and accidents.

Most companies would give lifetimes warranty to your products against manufacturing defects. Some stones may even have the problem of becoming loose due to inappropriate setting or mishandling. So these defects can be easily rectified with the settings redone properly. Loose stones can be tightened by your dealers sans any charges. However, they might not come under the direct policy to get worked upon under the supervision of the dealers. Nevertheless these charges are generally not asked when you have an insurance done. Some dealers find that clients tend to have changes of mind, especially regarding engagement rings. These changes can be done only when there is a certain period of warranty going on. But this they insist is essential to be done, as otherwise they would not be able to change it. A simple warranty with few extra cash can save a lot of hassles for the couple. So it is a great piece of advice from most dealers that couples get their engagement rings insured, not only it gives you deals with last minute call off of the engagement but lets face it, it also provides room for change if anyone of the couple does not like the other one’s choice. This often happens when the guys go shopping for the ring solo and the girl does not like the ring at all. So these minor changes can get adjusted with just a little and usually easy insurance done! Also many homeowners later remove the stones over their rings intentionally to pay mortgages or loans and redeem the money later with the ring dealer when in dire straits. This malpractice has made many jewelry companies to stop material insurance all together. But most homeowners’ policies will be able to give you payment against loss, theft or damage of your ring! So make sure you have one of those policies made other than claiming for a stone off your dealer!

Over the course of time as normal wear and tear takes place loose stones may get dislocated. This does not suggest manufacture defect and many companies might not be able to take charge for that insurance. Again, if you wish to resize your ring one size up or down, completely, then this might not be possible again as well! You will have to pay nearly the whole amount of making charges and especially as resizing up is considered then there might be inclusion of fresh amount of metal into the ring. Sometimes there comes rings as those eternity size rings and if you have chosen one such for your engagement then you can forget that you will be able to resize it ever. So certainly, you cannot destroy the very design on these precious rings and get rid of its value by trying to resize it.

 Posted 4/4/2008 5:33 AM - 102 Views - 0 eProps - 0 comments

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